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Savings account for retirees

enjoy your time with your loved ones

You save advantageously

in MDL, EURO, USD

You save

in the long run

Flexibility in management

with deposits and withdrawals allowed

Your lifetime savings are safe with Mobiasbanca - OTP Group.
Choose the Pensioner savings account and enjoy the time spent quietly with your loved ones.

Your advantages

  • You can open a savings account in MDL or currency (EURO, USD)
  • You have a higher interest rate than a current account
  • You can increase the savings rate due to the capitalization effect of interest
  • You have access to money at any time, without losing the accrued interest, provided that the minimum balance is maintained
  • You can deposit money at any time, up to the maximum ceiling: cash at the counter or by intra / inter-bank transfers
  • Transfer money from your current account for free and in seconds, through OTP Internet and Mobile Banking
  • You save automatically by activating scheduled payments (including via OTP Internet and Mobile Banking)
  • You have ZERO account opening and administration fees
  • Keep your savings safe: your funds are guaranteed within the ceiling set by the Deposit Guarantee Fund

 

Denumirea depozitului
Denumirea depozitului
Valuta depozitului
Termenul depozitului
Suma depozitului

Denumirea depozitului
Rata dobânzii
Tipul perioadei
Venit pe perioadă
Venit total
Suma totală
Graficul plăților
Calculul estimativ realizat prin intermediul calculatorului de credit este orientativ şi nu are valoare contractuală. Dobânda anuală efectivă (DAE) este stabilită în următoarele condiţii: creditul este tras imediat şi integral creditul va fi rambursat conform graficului indicat rata dobânzii şi celelalte costuri vor rămâne fixe în raport cu nivelul iniţial şi se aplică pe toată perioada creditului. Graficul poartă un caracter exemplificativ, calculat pe baza ratelor standard. Dobânda finală poate să difere și se va aproba în baza anumitor criterii prestabilite și în dependență de ofertele speciale existente la moment. Pentru mai multe detalii, rugăm să vă adresați la consilierul dvs. personal sau să contactați serviciul Contactell, 022 256 456

Characteristics

  • Currency: MDL, USD or EURO
  • Minimum amount to set up / minimum balance: 100 MDL / 10 USD / 10 EURO
  • Maximum balance: 2,000,000 MDL or USD / EURO equivalent
  • Term (maturity): unlimited
  • Possible deposits, up to the maximum balance
  • Possible withdrawals, respecting the minimum balance
  • Interest: floating, correlated with the market interest rate
  • Interest payment: monthly, with capitalization
  • Interest calculation: based on the actual balance in the account
  • Liquidation: on request, only at the unit where the account was opened

Eligibility criteria

Resident natural persons, citizens of the Republic of Moldova, who have reached or exceeded the retirement age according to the legislation in force or the retirement period.

Required documents

In case of account opening by the holder:

  • Copy and original of the identity document
  • Copy and original of the pensioner's card
  • Other documents, as appropriate


In case the account is opened by an authorized person:

  • Copy of the identity document of the account holder, notarized
  • Copy of the pension card of the account holder, notarized
  • The identity document of the authorized person in original and its copy
  • Notarized document or copy of the document (power of attorney) certifying the person's powers to open the account, savings account and other documents necessary for opening bank accounts
  • Other documents, as appropriate

How can you open a savings account?

Come to any branch with the original documents required
Submit your application online in 5 easy steps:

Step 1: Access the computer
Step 2: Choose the savings account that suits you
Step 3: Fill in the online form with the requested personal data
Step 4: Wait for our advisor's call to clarify some details and set up an appointment
Step 5: Come to the bank, with the necessary documents, to sign the contract