Business Internet Banking Service

A powerful tool for banking transaction management

Business Internet Banking is an automated, banking service, Internet-Payments type, which provides the possibility to perform the full spectrum of banking operations, under the conditions of high safety and mobility, with no need to visit the Bank.
The service is functionning by simply access and entering the secure credentials assigned to each user.
The Advantages of Business Internet Banking Service:
  • High security - access to the service and transaction authorization is performed using one-time passwords (OTP);
  • Real-time management of bank accounts and transactions;
  • 24/7 access from any computer connected to the Internet;
  • Time saving;
  • Mobility and ease of use the service;
  • Possibility to personalize the rights assigned to employees, service users;
  • Discounts of up to 33%  for national currency transfers initiated via Business Internet Banking in comparision to the costs of operations on paper carried out at the bank's units
  • Assistance and expert support.
Business Internet Banking service possibilities:
Viewing Information ONLINE Performing transactions*
  • Current accounts (balance, account lockouts, etc.)
  • Term deposits / savings accounts (balance, opening date, maturity, interest, etc.)
  • Accounts with attached Business Card (balance, lockouts, limits set up, costs per attached card, etc.)
  • Credit accounts (balance, unused amount available, interest, avalaible amount, outstanding payments, maturity, etc.)
  • Other credit facilities (bank guarantees, ceiling agreements)
  • Viewing of the transaction status
  • Account transactions reports
  • Electronic account statements signed by the Bank
  • Exchange rates
  • Consultation of statistical information in an easily perceived graphical form
Payments in national currency:
  • Online transfers between customer accounts and third parties within the Bank and to other providers of payment services
  • Reccuring payments, multiple payments
  • Management of payment order templates, the list of national beneficiaries of the company
Payments in foreign currency:
  • Online transfers between customer accounts within the Bank and to other providers of payment services
  • Management of payment order templates and the lists of foreign beneficiaries of the company
  • Foreign exchange at standard or negotiable rate

Transfers under the contract Salary Project:

  • payroll
  • employee list management
Oppening of accounts / banking products Other functionalities
  • Opening current accounts with or without interest
  • Opening term deposits, savings acounts
  • Opening accounts for operations with Business card
  • Issuing / reissuing of Business cards and PINs regeneration 
  • Secure messaging for communication with the Bank
  • Updating and transmitting Company contact details
  • Centralized administration of users settings within the company (accesses, control of performed operations, etc.)
  • Uploading and downloading accounting packages in various formats

*The Bank will accept processing transactions if all legal requirements have been met.

How do I connect to Business Internet Banking*?
For your convenience, we offer you the possibility to subscribe to the Business Internet Banking service both remotely and directly at the Bank Branches.
In order to subscribe remotely just:
1. Download the subscription form and fill in the shaded fields in gray,
2. Apply the signature and stamp on the subscription form and send the scanned color copy to the email address:
The authentication method, applicable within remote subscribtion and the authorization of initiated transactions will be performed through the Mobias Token application, which can be downloaded directly to your smartphone (Android or iOS).
At the Bank's branches:
In order to subscribe at the bank's branches it is necessary to:
1. Present yourself to the Bank Branch,
2. Provide your Advisor with the necessary information to subsribe to the Business Internet Banking service and authenticate the subscription form.
3. Receive Token devices (if you have chosen them).
The authentication method applicable upon subscribing at the Branch and the authorization of the initiated transactions will be performed through the Mobias Token application, which can be downloaded directly to your smartphone (Android or iOS), or the Token device.
*the relations between the Bank and the Client within the Business Internet Banking service are governed by the General Banking Conditions.
The high security
The security of your transactions and your information is a top priority for the Bank, that's why Business Internet Banking (BIB) ensures:
Encrypted data exchange
Transmission of information between Mobiasbanca - OTP Group S.A. and BIB service users is encrypted using SSL security technology (Secure Socket Layer).
Secure Authentication
Identification of users by access codes: User code, password, one-time passwords (OTP) and the Token PIN code.
Is an electronic device / application installed on the portable user’s device that generates one-time passwords (OTP) for access and authorization of transactions performed through the BIB service.
One-time Password (OTP)
Is a password valid for a short period of time (60 sec) that can be used only once. Whenever you need to log in or validate a transaction, you will generate a new OTP. Access to the service is restricted after 5 failed login attempts.
Automatic session termination
The service session will be disconnect automatically after a short period of inactivity (30 min).
To use the Business Internet Banking service in a high safety mode, Mobiasbanca recommends:
  • Access Business Internet Banking by entering URL in a special browser field;
  • Always check that:

        - "lock" icon is displayed on the top right / left side of the browser page. Accessing the "lock" icon allows you to check the authenticity of the service's web page (that you are on the official page of the service and not on a cloned one by a villain). The window that opens after pressing this icon must show the following - and nothing else;

        - The URL has to begin with https: // (please add the letter "s" after http).

  • Use the BIB service on your personal computer with constantly updated operating system and antivirus software;
  • Be careful when using a public computer (internet cafes, educational institutions, airports, etc.) to perform transactions, and never respond to the messages requesting you to save the access codes;
  • Never write the access codes anywhere (user code, access password, and token PIN) and never save them on your computer;
  • Change the access codes (access password and token PIN) frequently and indicate a different one from the last used. The Bank advises you to change the access codes at least twice a year;
  • If you suspect that someone else has access to your password, you should change it immediately;
  • If suspicious transactions are detected, inform the bank immediately;
  • Never respond to web messages / phone calls requesting personal or financial information, which apparently would be on behalf of the Bank or other institution. The Bank will never send, under any pretext, web / email / telephone error messages requesting confidential access to the BIB service. Should such a case arise, notify the Bank immediately;
  • Never leave your computer unattended when it is connected to the BIB service;
  • Click the "exit" button and close the browser at the end of the BIB work session.
Business Internet Banking Support Service
The technical and informational support within the Business Internet Banking service is provided by the BIB.Support service from Monday to Friday, 08:30-17:30. 
Assistance is offered in such areas as:
  • usage of the Token (device and application);
  • blocking a User’s or Token’s access*
  • unblocking a User’s or Token’s access;
  • unlocking the signature right;
  • generating (additional) Access Password;
  • using of Business Internet Banking service;
  • request for information related to user settings;
  • data modification request related to the manager of the service within the company.
*available 24/7.

BIB.Support Service contact details: 
tel.: +373 022 812-555
Business Internet Banking Service Availability Program
Business Internet Banking service is available 24/7.
To perform transactions on the same day of submission / presentation of electronic documents to the Bank, see the cut off time specified in the Annex to applicable Tariffs.