Your advantages

Issued within the Merci/Merci Senior packages, the Debit Mastercard Merci card is the perfect solution for collecting pensions, allowances and other social payments.

• You receive social payments (pensions, allowances, compensations, etc.) conveniently and securely, directly on the card
• You pay quickly, with a simple touch, thanks to the Contactless technology
• You shop anywhere in the world, including the Internet, without commissions
• Enjoy online safety thanks to 3D Secure technology
• You can add funds to the card easily and quickly, at any CASH-IN ATM of the bank
• You can withdraw cash at ATMs in the country or abroad
• You have non-stop access to operations with OTP Internet and Mobile Banking
• You receive SMS alerts for each operation performed, if you opt for a SMS Banking subscription
• You collect the interest from the deposits in MDL, directly on the card

Useful information, regulations, costs

• Rules and conditions for using the 3D Secure service

Debit card rates

• Tariffs for debit cards
• Tariffs for social cards
• Tariffs for Premium cards
• Tariffs for debit cards with stopped issuance
• Tariffs for debit cards issued within salary projects

Credit cards rates

• Rates for servicing credit cards

Rates for cards issued by other banks, at OTP Bank ATMs

• Rates related to the acceptance of bank cards issued by other banks at OTP Bank ATMs

Information on the conditions for issuing and servicing bank cards (pdf)

• Information on the conditions for issuing and servicing bank cards (pdf)

Information on the Deposit Guarantee Fund for Individuals

Deposits of individuals are guaranteed up to the coverage level of 100 000 lei.

• FGDSB brochure
• Depositors' information form