Credite imobiliare în valută (EURO și USD)

Mortgage loans in foreign currency

With advantageous rates and extended repayment terms

Financing of up to 90%

of the property's value

Up to 25 years

financing term

Up to EUR 309 000

maximum amount

Mortgage Loan in EUR

Loan Amount

EUR

10000 309000

Term

Months

12 Months 240 Months

Mortgage loans in EUR

The calculation accuracy and its applicability to your particular case are not guaranteed. For accurate information and a personalized calculation, check for information at our branches.

Annual Interest Rate

6.128 %

Annual Percentage Rate (APR)

6.27 %

Monthly Payment

861.64 EUR

View Repayment Schedule

Payment Date

Monthly Payment

Interest

Fee

Monthly Payment

Loan Balance

29-05-2026	0.00	0.00	0.00	10,000.00
28-06-2026	809.21	50.37	859.58	9,190.79
28-07-2026	814.96	46.29	861.25	8,375.83
28-08-2026	817.66	43.59	861.25	7,558.17
28-09-2026	821.92	39.34	861.26	6,736.26
28-10-2026	827.32	33.93	861.25	5,908.93
28-11-2026	830.50	30.75	861.25	5,078.43
28-12-2026	835.67	25.58	861.25	4,242.76
28-01-2027	839.17	22.08	861.25	3,403.59
28-02-2027	843.54	17.71	861.25	2,560.05
28-03-2027	849.22	12.03	861.25	1,710.83
28-04-2027	852.35	8.90	861.25	858.48
30-06-2027	858.48	9.08	867.56	0.00
Total	10,000.00	339.65	10,339.65

Representative calculation example: for a loan of EUR 50,000, with a term of 240 months, at a floating annual interest rate of 6.128% for the entire loan period, with a 0% origination fee and a 0% monthly administration fee, the APR (annual percentage rate) is 6.31%, the monthly payment is EUR 362.06, and the total amount payable (the loan amount, including all related costs) is EUR 86,894.07.

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Mortgage Loan in USD

Loan Amount

USD

10000 309000

Term

Months

12 Months 240 Months

Mortgage loans in USD

The calculation accuracy and its applicability to your particular case are not guaranteed. For accurate information and a personalized calculation, check for information at our branches.

Annual Interest Rate

7.6182 %

Annual Percentage Rate (APR)

7.85 %

Monthly Payment

868.61 USD

View Repayment Schedule

Payment Date

Monthly Payment

Interest

Fee

Monthly Payment

Soldul creditului

29-05-2026	0.00	0.00	0.00	10,000.00
28-06-2026	803.42	62.62	866.04	9,196.58
28-07-2026	810.54	57.58	868.12	8,386.05
28-08-2026	813.86	54.26	868.12	7,572.19
28-09-2026	819.13	48.99	868.12	6,753.06
28-10-2026	825.84	42.28	868.12	5,927.23
28-11-2026	829.77	38.35	868.12	5,097.46
28-12-2026	836.20	31.92	868.12	4,261.25
28-01-2027	840.55	27.57	868.12	3,420.71
28-02-2027	845.99	22.13	868.12	2,574.72
28-03-2027	853.07	15.05	868.12	1,721.65
28-04-2027	856.98	11.14	868.12	864.66
30-06-2027	864.66	11.37	876.03	0.00
Total	10,000.01	423.26	10,423.27

Representative calculation example: for a loan of USD 50,000, with a term of 240 months, at a floating annual interest rate of 7.6182% for the entire loan period, with a 0% origination fee and a 0% monthly administration fee, the APR (annual percentage rate) is 7.90%, the monthly payment is USD 406.61, and the total amount payable (the loan amount, including all related costs) is USD 97 584.14.

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If you receive the salary in foreign currency or attached to EURO/USD (established in conventional EURO/USD units and paid in MDL), then the foreign currency mortgage is the perfect solution for your real estate plans: purchase or construction of a house, landscaping or modernization works, purchase of land for constructions etc.

Apply now for a real estate loan in foreign currency and get rid of the rent burden or opt for refinancing on favorable terms of real estate loans contracted from other financial institutions.

Your Benefits

Finance up to 90% of the value of the property, in the case of additional real estate guarantees
Loan term: up to 30 years
Competitive interest rates, linked to market rates
Transparent fees
Receive a free debit card
Wide range of accepted income sources
You can refinance your existing loans from other financial institutions on favorable terms
Enjoy free access to the services offered by the OTP Bank Mortgage Center

How can you apply for a loan?

1. Visit any branch or the Mortgage Center

2. Submit your application online in 5 simple steps:

Step 1: Access the loan calculator
Step 2: Select the loan amount and term
Step 3: Fill out the online form with the requested personal information
Step 4: Wait for a call from our advisor to clarify some details and schedule an appointment
Step 5: Visit the bank to sign the loan agreement

Eligibility criteria

You are a citizen of the Republic of Moldova and hold a residence visa in the Republic of Moldova
You have been employed by your current employer for at least 12 months
You receive your salary in euros (set in conventional units and paid in lei

Accepted sources of income

Income from wages
Combined income of family members (spouse)
Other income that is of a permanent nature and can be verified

Collateral

A mortgage on the property that is the subject of the purchase agreement
A mortgage on another property owned by the party
A pledge of bank deposits

Required Documents

Loan Application
Identity Card (original)
Bank statement and/or other supporting documents regarding income
Documents related to the mortgaged property
Other documents requested by the bank, if necessary

Information on secured loans conditions for individuals

Contact us online

Fill in the online contact form and we will contact you as soon as possible

Complete the form

Visit us in the branch

Visit any of our branches with your original ID card

Branches and ATMs

Mortgage loans in foreign currency

Financing of up to 90%

Up to 25 years

Up to EUR 309 000