Unsecured consumer loans

Choose in your favour. Choose OTP Bank

Without pledge

and without justification of expenditure

Up to 450 000 lei

per family*

ZERO commisions

for file analysis, granting and administration

We know you've always thought of your loved ones first, but now it's time to take care of yourself and move confidently towards your dreams. It's time to choose in your favour.

Apply now for an unsecured consumer loan of up to 450,000 lei with an interest rate from 9.50% p.a., no fees, and get a free Visa debit card and unlimited access to OTP Internet & Mobile Banking.

Contact us now to apply for a loan or to find out how much you can receive.

You work in a State Institution and receive your salary by OTP Bank card - floated rate

Client category
Amount 2000 350000
Term 6 Months 60 Months

Calculate the monthly rate

The accuracy of this calculator`s data and its applicability to your particular case is not guaranteed. For accurate information and a personalised calculation, please visit any branch of the bank.

Credit body

343.38 MDL

Annual interest rate

9.5 %

Effective annual interest rate

9.83 %

Sample calculation: For an unsecured personal loan of 100,000 lei with a floating interest rate of 9.50% for a term of 60 months, the APR (Annual Percentage Rate of Interest) is 9.94%. The Bank reserves the right to request confirmation of ownership of real estate and/or the guarantee of a third party. This information does not constitute a commitment by the Bank. For a personalised offer, please visit any OTP Bank branch. The bank warns consumers about the responsibility of repayment of loans.

Useful information


- Maximum amount financed: up to 450 000 MDL, per family
- Loan period: from 6 to 60 months
- Fixed or floating interest rate for the whole loan period

How can you apply for credit?

1. Come into any branch or contact us on +373 22 256 456 and request an appointment with a bank advisor
2. Apply online by filling in the form

Eligibility criteria

- You are a citizen of the Republic of Moldova and have a residence visa in the Republic of Moldova
- You are 18 years old or over
- You are officially employed in the Republic of Moldova and have worked for at least 4 months with your current employer

Accepted income sources

- Income from salaries
- Other income which is of a permanent nature and can be confirmed

Required documents

- Identity card (original)
- Credit application
- Account statement and/or other supporting documents regarding income received
- Other documents requested by the bank, if necessary

Current offer