Your advantages

Discover the opportunities offered by Visa Infinite from OTP Bank. Enjoy unique experiences and extra benefits offered by a Premium card, because your safety and convenience - it really matters.

1. ZERO fees to merchants anywhere in the world
2. Online security thanks to 3D secure technology
3. Pay fast, with a simple tap thanks to EMV (embedded chip) and Contactless technology
4. Easily reload your card at cash-in ATMs, by depositing cash at OTP Bank counters, by bank transfer or through remote services
5. Withdraw cash at ATMs and counters of banks at home and abroad
6. You have permanent control over the expenses made through OTP Internet & Mobile Banking or through account / card statements sent free of charge monthly
7. VIP offers from the Bank¹
8. For transactions in foreign currency, you are exempt from exchange rate fluctuations and you pay the same amount that is blocked
9. Unlimited access2 in Lounge Key
10. Free access to the CONCIERGE service - your personal assistant provided by Visa
11. Special offers from VISA partners
12. Unlimited access² to Fast Track at airports in Europe, Turkey and Belarus
13. Free Internet Roaming³ in 136 countries worldwide
14. Travel comfort and security with Visa Insurance⁴
15. Up to 35% discount on car rental for AVIS and SIXT
16. International assistance available 24/7 for lost/stolen cards etc.

_{¹ offers are subject to terms and conditions, which can be found by contacting the Bank's advisors
² the offer is valid from 01.02.2024 - 30.09.2024
³ the service can be requested 3 times a year
⁴ on condition that payments are made by Visa Infinite card}

Useful information, regulations, costs

• Rules and conditions for using the 3D Secure service

Debit card rates

• Tariffs for debit cards
• Tariffs for social cards
• Tariffs for Premium cards
• Tariffs for debit cards with stopped issuance
• Tariffs for debit cards issued within salary projects

Credit cards rates

• Rates for servicing credit cards

Rates for cards issued by other banks, at OTP Bank ATMs

• Rates related to the acceptance of bank cards issued by other banks at OTP Bank ATMs

Information on the conditions for issuing and servicing bank cards (pdf)

• Information on the conditions for issuing and servicing bank cards (pdf)

Information on the Deposit Guarantee Fund for Individuals

Deposits of individuals are guaranteed up to the coverage level of 100 000 lei.

• FGDSB brochure
• Depositors' information form